Getting the proper insurance for your small business can be very important to protect it from various risks. General liability insurance can help minimize the risk of lawsuits and property damage affecting your business. We’ve got a list of companies to help you find the right insurance for your small business.
The Hartford
The Hartford has a lot of advantages when it comes to providing small businesses with the proper insurance. Aside from providing the best general liability insurance, the company also has a variety of other insurance policies that can help protect your business. The Hartford has a convenient online process that lets customers quickly get the coverage they need. They can either go through the company’s website or work with an agent. Once you have a policy, you can contact the company’s customer support team to get the policy details.
Although the Hartford provides insurance in most states, you’ll need to find a different company if you live in Hawaii, Alaska, or New Jersey. The Hartford has been around for over 200 years, which means it’s still doing something right. Its various benefits make it the best choice for small businesses in providing general liability insurance.
Acuity
Acuity is one of the best companies for small businesses in getting insurance. The company has received stellar ratings through various platforms, such as Trustpilot and the Better Business Bureau. Trustpilot, for instance, has a 4.5 out of 5 rating, which is significantly better than the average rating of 2 out of 5. The secret to the success of this company is its ability to move quickly. According to its customers, they’re satisfied with the company’s fast response times to resolving their insurance needs. Its customer service is also beneficial, as it has shorter support hours than the other companies on this list.
Unfortunately, this company’s website is less informative than other companies on this list, so it might not be able to answer most of your questions. However, with stellar reviews, it might be a good choice for small businesses.
Thimble
If you’re planning on holding a special event like a wedding, look no further than Thimble. This company specializes in providing short-term insurance for businesses. Unlike other companies, it allows its customers to buy insurance policies for a month or even an hour. This means that event-focused companies like photographers can save much money on their insurance.
With just a few clicks, you can get a policy approved by Thimble in just a couple of minutes. However, it’s important to note that one or two different insurance companies usually write the guidelines it provides. Also, this company only keeps its policies online, so you can’t call in to talk to its customer service department. Thimble also provides various types of insurance for businesses, such as occasional coverage. This means that it’s very affordable for small businesses.
Simply Business
Are you looking for a better deal on insurance for your small business? We recommend using Simply Business, an online broker that’s our favorite for business insurance. Unlike other insurance brokers, Simply Business works with multiple companies to provide multiple quotes. After you get the best possible selection, you can pick the right policy for your needs and complete the details with your chosen company. Unlike other brokers, this company’s online application allows its customers to get insurance coverage in all 50 states. Despite the various disadvantages of using an online insurance broker, we’re still happy to recommend Simply Business. It’s also one of the best online brokers for general liability insurance.